Over the years, we have worked privately with many of our new and long term clients to create personalized payment plans. While successful, we couldn't ship the piece out until it was paid in full. We knew we had to do better. Our goal is to make it as easy as possible for our clients to get exactly what they want, when they want it.
Enter Klarna. With with no credit pull and no interest fees, Klarna allows all customers to shop now and pay over time. With their Pay in 4 feature, Klarna makes it easy to checkout with your first payment being 25% of the retail cost for purchases $1,500 and under. Every 2 weeks after, Klarna will take another 25% until the balance is paid. That means instant gratification and flexibility.
For those who are interested in pieces over $1,500, Klarna offers ‘Monthly Financing’ with low APR's. This credit option is also offered at checkout but only for select partner store, likes us! With this option, customers can pay over time for up to 36 months. To use Klarna’s monthly financing option, upon checkout select the 'pay later with financing' option and choose the term lengths that work best for you.
A simple, 2-step application will provide an instant approval decision. Although you must apply for approval, it still doesn't not require a hard credit pull which can have an impact on credit scores. Once approved, customers receive email reminders and can manage all payments directly in the Klarna app. With no hidden fees across their multiple finance options, we found that Klarna offered more options for all our customers.
As Halloween is upon us, some of our favorite pieces are reminiscent of the Day of The Dead milagros. While we might not dress up in costume, we always dress up with jewelry. The KarchWolfe Mini Mundo Chain Lariat is one of our fan-favorite pieces and in Karen's daily rotation.
The chain and centerpiece skull are super delicate and the rich gold makes the necklace pop, adding dimension when layered or worn alone. A symbol of celebrating life while staying grounded with a connection to the past, the lariat is that little something that feels meaningful and is worn with intention.
Shop more skulls and charms from the KarchWolfe Collection to add to your festive assortment. Go ahead, treat yourself to immediate jewelry gratification and get shopping with Klarna.